684 Moon Bay Drive Unit 2, Kuttawa, KY 42055 (MLS# 26024950)

684 Moon Bay Drive Unit 2, Kuttawa, KY 42055

New Listing

$460,000

Lakefront living on Kentucky Lake. Unit 2 sits ground level, steps from the water.

Virtual Tour

https://my.matterport.com/show/?m=Bktrof3cKkv

Wall-to-wall windows frame the lake from the sunroom. This is the view you get every morning.

Well-kept exterior with covered entries and plenty of guest parking.

Ground-level entry to Unit 2 with no interior stairs.

Open living area looks straight through the sunroom to the lake.

Ceiling fan, neutral walls, and room for a full sectional.

Flexible corner for a desk or reading nook off the main living space.

Dining area sits between the kitchen and living room with natural light from the front windows.

Kitchen with breakfast bar seating, stainless appliances, and pendant lighting.

White cabinetry, stainless range and microwave, and generous counter space.

Galley layout keeps everything within reach while cooking.

Sunroom makes a perfect second living space with lake views.

Room for a bistro table overlooking the water.

Primary bedroom with lake views from the bed.

Tray ceiling, ceiling fan, and large windows facing the water.

Space for a full dresser and TV, plus direct sunroom access.

Primary bath with double vanity and separate walk-in shower.

Soaking tub and glass shower with mirrored vanity wall.

Garden tub for unwinding after a day on the lake.

Double vanity with plenty of storage, opening to the primary suite.

Second bedroom with double closet and a bright front window.

Full guest bath with tub/shower combo and single vanity.

Third bedroom with ceiling fan and large closet.

Dedicated laundry room with shelving. Washer and dryer shown.

Community pool just a short walk or golf cart ride from your door.

Pool, clubhouse, and green space from above.

Covered pavilion with gas grills and seating for entertaining.

The Moon Bay peninsula, surrounded by Kentucky Lake on three sides.

Community layout with the lake wrapping around the point.

Waterfront setting with wooded shoreline across the cove.

Close-up of the building with covered stairwells and lake behind.

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,827 Status: Active

Current Price: $460,000 List Date: 9/10/2026 Last Modified: 9/11/2026

Overview

Description

Million-dollar views over Lake Barkley from this beautifully updated, lower level condo in the desirable Moon Bay Harbor community. This 3-bedroom, 2-bath home offers approximately 1,827 square feet of open, light-filled living space with a water view from the moment you enter through the front door. The enclosed sunporch is the true showstopper, offering a front-row seat to the main channel of Lake Barkley and the Land Between the Lakes shoreline, where eagles, deer, and waterfowl are part of everyday life. The home has been meticulously maintained and updated throughout: new windows (2024), new carpet in the bedrooms (2025), newer luxury vinyl tile flooring, fresh paint, and updated furniture and decor. Major systems are worry-free with a new HVAC and water heater (2022) and new stucco exterior (2025). The condo is being sold furnished, ready for you to move in and start living the lake life immediately. Moon Bay Harbor's HOA amenities make this more than a home, it's a lifestyle: ... (Read more)

Listing Details MLS# 26024950

Listing Information

Comp Sale YN: No
Property Sub Type: Condominium

Status Change Information

Status Change Timestamp: 2026-09-10

Address

County: Lyon
Street Number: 684
Street Name: Moon Bay
Street Suffix: Drive
Unit Number: Unit 2
State: KY
Zip Code: 42055
Zip +4: 6718
Directions: From Murray area, take I-24 east and take Exit 40 (US-62/Eddyville). Turn right on US-62 for approx. 3 miles. Turn left onto Hwy 810. Continue on Hwy 810 for approx. 2.7 miles, then turn right to stay on Hwy 810. Turn left onto Moon Bay Dr and follow to Building 684.
Parcel Number: UNIT 2-BLDG H
Tax District: 02
Deed Book: 152
Deed Page: 715

Contract

Original List Price: 460000
Start Showing Date: 2026-09-10
Listing Contract Date: 2026-09-10
Listing Agreement: Exclusive Right To Sell
Occupant Type: Occupied
Office Exclusive YN: No
List Price/SqFt: 251.78

Tax Legal

MLS Area Major: 116 - Lyon County
Subdivision Name: Moon Bay
High School District: Lyon - 116

Interior

Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Above Grade Finished Area: 1827
Living Area: 1827
Living Area Source: Listing Agent Measured
Basement YN: No
Fireplace YN: No

More Information

Parking Information

Garage YN: No
Carport YN: No

Building

Year Built: 2001
Floor Number: Yes
Accessibility Features YN: No

Lot

Lot Size Source: Public Records
Pool Private YN: No
View YN: Yes
Waterfront YN: Yes
Water Body Access YN: Yes
Water Body Name: Lake Barkley
Horse YN: No

Utilities

Cooling YN: Yes
Heating YN: Yes

Remarks

Public Remarks: Million-dollar views over Lake Barkley from this beautifully updated, lower level condo in the desirable Moon Bay Harbor community. This 3-bedroom, 2-bath home offers approximately 1,827 square feet of open, light-filled living space with a water view from the moment you enter through the front door. The enclosed sunporch is the true showstopper, offering a front-row seat to the main channel of Lake Barkley and the Land Between the Lakes shoreline, where eagles, deer, and waterfowl are part of everyday life. The home has been meticulously maintained and updated throughout: new windows (2024), new carpet in the bedrooms (2025), newer luxury vinyl tile flooring, fresh paint, and updated furniture and decor. Major systems are worry-free with a new HVAC and water heater (2022) and new stucco exterior (2025). The condo is being sold furnished, ready for you to move in and start living the lake life immediately. Moon Bay Harbor's HOA amenities make this more than a home, it's a lifestyle: a saltwater pool, playground, "The Hill" green space, gazebos and grills for gathering, a community boat dock and marina, and low-maintenance living with lawn and grounds care included. A boat slip and storage units are also available for separate purchase for those ready to get straight out on the water and keep the gear close by. Just minutes from the KY Lake/Barkley Canal for easy access to both lakes, this is a rare opportunity to own a true waterfront retreat in one of Western Kentucky's most sought-after lake communities.

Amenity Fee Details

Amenity Fee YN: No

Water Body Information

Distance To Ramp/Marina: Less Than 0.5 Mile
Dock Fees Required YN: Yes

Room Types

Kitchen Level: First
Primary Bedroom Level: First

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Association Amenities: Clubhouse; Playground; Pool; Recreation Facilities Association Fee Includes: Maintenance Grounds; Trash Community Features: Pool Construction Materials: Stucco Cooling: Ceiling Fan(s); Central Air Flooring: Carpet; Tile; Other Foundation Details: Other Heating: Electric Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Primary First Floor; Walk-In Closet(s) Levels: One Patio And Porch Details: Enclosed Porch Patio And Porch Features: Porch Possession: Close Of Escrow Roof: Shingle Sewer: Public Sewer Structure Type: Multi Family View: Lake; Water Water Body Access Type: Community Water Body Features: Boat Dock; Boat Ramp; Boat Slip; Marina Water Heater: Electric Water Source: Public Window Features: Blinds; Screens Showing Requirements: Showing Service Room Types: Kitchen; Primary Bedroom

Room Information

Room Name	Level
Primary Bedroom	First
Kitchen	First

Documents

Sellers Disclosure Of Property Condition ›

Utility Information ›

Covenants, Conditions & Restrictions ›

Moon Bay Rules & Regulations ›

Moon Bay Bylaws ›

Moon Bay Treasure Report 2026-2027 ›

Listing Office: Keller Williams Experience - Murray

Last Updated: September - 11 - 2026

Information deemed reliable but not guaranteed.